Your entire financial life, orchestrated by AI.
Plan budgets, forecast cash flow, pay bills on time, crush debt and grow investments — all in one secure, intelligent operating system built for every decision that shapes your future.
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ESC
Money touches every part of your life. So should your platform.
Financial stress rarely comes from a single number — it comes from fragmentation. Scattered accounts, forgotten bills, guesswork budgets and unclear goals. Financial Solutions unifies it all into one intelligent system that plans, forecasts and acts with you every single day.
One source of truth
Stop juggling spreadsheets, banking apps and paper receipts. Every account, goal, bill and document lives in a single reconciled platform.
Always-on intelligence
AI works while you sleep — categorizing, forecasting, reminding and reporting — so you wake up to clarity, not chaos.
Built for real life
From groceries and bills to investments and legacy planning, Financial Solutions adapts to every season of your financial life.
Four solutions — one platform
Everything your financial life requires
From daily spending to lifelong wealth — each pillar is purpose-built, deeply integrated and powered by AI.
Financial Planning
- Goals & milestones
- Family & multi-member planning
- Retirement & independence roadmap
Budgeting
- Envelope system
- Category overspend alerts
- Budget runway & health score
Forecasting
- 3-month projections
- Surplus / deficit alerts
- Scenario simulation
Investing
- Holdings & allocation
- Net-worth trajectory
- Performance analytics
Debt & Loans
- Avalanche / snowball
- Interest-savings tracker
- Payoff timeline
Bills & Payments
- Due-date reminders
- Payment calendar
- Subscription tracking
One platform. Every capability.
Thirteen integrated modules working as one — so planning, budgeting, forecasting, investing, debt, mortgage, tax and legacy never live in silos again.
Accounts & Net Worth
Aggregate every account into a single, reconciled net-worth view.
Receipt Vault & OCR
Snap a receipt — AI extracts merchant, total and warranty data instantly.
Goals & Savings
Set targets, track velocity and project when you'll cross the finish line.
Tax Filing & Vault
Organize documents, estimate liability and generate annual reports.
Mortgage & Housing
Model your mortgage, simulate prepayments, stress-test rates and track equity — with an AI advisor.
Debt & Loans
Optimized payoff strategies that minimize interest and time to freedom.
Wealth & Portfolio
Holdings, allocation and performance in one institutional-grade dashboard.
Predictive Analysis
Forecast cash flow and balances three months ahead with confidence.
Family & Legacy
Plan for loved ones with shared vaults, beneficiaries and estate tools.
AI CFO & Agents
An always-on financial copilot that briefs, advises and acts on your behalf.
Automations
Reminders, reports and alerts fire on schedule — so you never miss a beat.
Life & Travel
Budget trips, track expenses and plan life events without spreadsheets.
Security & Privacy
Step-up auth, encryption and granular access keep your data yours.
Your home, your mortgage — modeled intelligently
Track your mortgage, simulate prepayments, stress-test variable rates and project equity growth — all backed by a deterministic calculation engine. Drag the sliders to see your numbers update live.
Interactive Mortgage Model
Monthly Payment
$3,363.88
Mortgage Amount
$576,000.00
Total Interest
$433,166.13
Total Cost
$1,009,166.13
Balance & Equity Over Time
First Payment Allocation
- Principal
- Interest
Estimates for illustration only — not financial advice. Full Mortgage & Housing OS includes amortization schedules, payment optimizer, rate stress tests, rental manager and an AI advisor.
Distinctive intelligence that turns data into confident plans
Most tools show you what happened. Financial Solutions shows you what's coming, what to do about it, and exactly when you'll reach your goals — powered by AI that works while you sleep.
AI CFO & daily briefing
Wake up to a plain-language summary of net worth, cash flow, due bills and the single best move to make today.
Predictive cash-flow forecasting
Model balances and deficits up to three months ahead — spot shortfalls weeks before they hit.
Wealth projection & FI roadmap
Project net-worth trajectory over 5–20 years and see exactly when financial independence arrives.
Dividend income tracking
Log payouts per holding and watch recurring income, yield and 12-month trends compound across your portfolio.
Scenario simulation
Run what-if models — raise savings, change returns, add a goal — and compare outcomes side by side before you commit.
Envelope & category budgeting
Spend with intention: envelopes, category limits and a live runway score keep every dollar on purpose.
Receipt OCR & auto-categorization
Snap a receipt — AI extracts merchant, total and warranty data, then files the transaction for you.
Verified shared access
Family and business associates confirm access before viewing shared records — granular, role-based, audited.
Legacy & estate planning
Organize beneficiaries, vaults and end-of-life instructions so your wealth transfers exactly as intended.
The planning loop, automated
Capture
Link accounts, scan receipts and import statements into one reconciled vault.
Forecast
AI projects cash flow, balances and net worth months and years ahead.
Decide
Run scenarios, weigh trade-offs and act on a single recommended next move.
Grow
Track dividends, goals and the roadmap to financial independence — automatically.
See it. Feel it. Make it yours.
A live, interactive taste of the platform — explore a real dashboard, meet the AI agents and inspect the developer surface. Everything below is interactive.
Net worth trajectory — last 9 months
AI & Agent positioning
An always-on financial intelligence layer
Budget Agent
Watches categories and nudges before you overspend.
Forecasting Engine
Models cash flow and balances 3 months ahead.
AI CFO
Daily briefings, recommendations and reports — autonomously.
Rule Engine
Triggers alerts and actions on your financial signals.
Developer experience
REST API
Full CRUD over your financial entities with token auth.
Webhooks
Real-time events for transactions, bills and AI activity.
API Keys
Scoped test & live keys with usage tracking.
Data Export
Export your data anytime — portability by design.
Performance
Product storytelling
From scattered spreadsheets to one intelligent system
Connect
Link accounts, scan receipts, import statements into one vault.
Understand
AI categorizes, models and surfaces what matters each day.
Decide
Simulate scenarios, get recommendations, act with confidence.
Grow
Track wealth, hit goals and plan your legacy — all in one place.
See the full platform in motion
A precise walkthrough of services, features, and capabilities — and the benefits for you, your family, your business, and your enterprise.
The Unified Financial OS
One secure, intelligent platform for every financial life
Financial Solutions is a secure, AI-powered financial operating system. It unifies budgeting, wealth, tax, family planning, and business operations into one intelligent layer — adapting whether you're an individual, a family, a business, or an enterprise.
Capabilities
Why it matters
- Replace scattered spreadsheets with one source of truth
- AI surfaces insights, anomalies, and opportunities automatically
- Your data stays private, encrypted, and under your control
Plans that grow with your finances
Start small and scale as your wealth, family or business grows. Every plan includes bank-grade security and your private financial vault. Pick a plan that fits — then try it free for 7 days.
Professional plan
$24.99/mo after the 7-day free trial · Most popular
All prices in CAD. Billed monthly. Cancel anytime.
The impact
Efficiency
Automated receipt scanning, categorization and reminders reclaim hours every month.
Consistency
Recurring plans and nudges keep your habits steady — even when life gets busy.
Accuracy
AI-extracted receipts and reconciled accounts keep your numbers precise.
Quality
Curated AI briefings deliver executive-grade insight in plain language.
Performance
Track net-worth trends, savings rate and goal velocity in real time.
Decision-Making
What-if simulations and forecasts turn uncertainty into confident choices.
Morning to evening
Daily financial briefing
Wake up to a concise AI summary: net worth, cash flow, what's due, and what needs your attention today.
Bill & warranty alerts
Get nudged before a bill is due or a product warranty lapses — so nothing slips through the cracks.
Debt payoff progress
Watch interest shrink and payoff timelines shorten as the tracker recommends your next best move.
Investment signals
Review portfolio allocation and net-worth momentum before the day closes.
Reflect & plan
End the day with clear progress on goals, budgets and the roadmap to financial independence.
AI that captures, models, advises and grows
Connect & capture
Link accounts, scan receipts and import statements — your financial data is unified in one secure vault.
Analyze & model
AI categorizes spending, detects patterns and models your cash flow months into the future.
Advise & automate
Personalized recommendations, reminders and reports run automatically — 24/7.
Decide & grow
Make confident decisions backed by data, simulations and a clear path to your goals.
Your financial life, protected
Step-up authentication protects sensitive financial actions.
Bank-grade encryption secures data in transit and at rest.
Document sensitivity levels control who sees what.
Private vaults with optional advisor & beneficiary sharing.
Take command of your financial future
Questions? We're here to help.
Whether you're exploring plans, need a demo, or want to talk through your financial setup — reach out and our team will get back to you.
Talk to an advisor
Book a guided walkthrough of the platform.
Security & trust
Bank-grade encryption and privacy by default.
Plans for everyone
Personal, family, business and enterprise tiers.
AI-powered support
Get fast, intelligent answers anytime.
Frequently asked questions
Everything you need to know about how Financial Solutions keeps your financial life secure, intelligent and organized.
Financial Solutions is a secure, AI-powered financial operating system that unifies budgeting, cash-flow forecasting, tax filing, debt payoff, investments, net worth and legacy planning in a single platform — built for individuals, families and businesses.